![]() ![]() ![]() Most disturbing was/is the constant miss truths that are perpetuated by KBC e.g. This was the beginning of week eight and he promised me he would refund my money (text). After contacting the original sales person, with which I was informed he was ill and out on FMLA which in fact he was no longer working for KBC (he says quit, Steve Lewis said he was terminated) I received Steve Lewis' personal phone number and we finally discussed the situation. After the sixth week I tried to contact (several attempted contacts) Steve Lewis (owner) and was unable. After week four I contacted the sales manager Scott (took several attempts) who informed me it would take a total of four to six weeks. If one year or less of the term remains, the charge will be 0.5% of the amount repaid earlyI was told the process of ordering and receiving windows would take three to four weeks. The charge will be 1% of the amount repaid early if more than one year of the term of the loan remains. For amounts of €10,000 or more, you will be obliged to pay a charge. There is no early repayment charge if the total amount repaid early is less than €10,000. Personal loans for home improvement and certain other purposes will be considered for terms up to 10 years, subject to borrowing amount.įor more information about our longer term options please contact us. Please note there are no additional fees applicable for the Discounted Personal Loan Rate however there are fees and charges applicable in connection with the Personal Loan account, details of which will be set out in the Personal Loan Terms and Conditions that will be issued to you if your application is approved Fees and Charges and Terms and Conditions are applicable to the KBC Current Account. Please note that you are not obliged to avail of the “Discounted Personal Loan Rate” and you can open a KBC Personal Loan and a KBC Current Account without availing of the Discounted Personal Loan Rate. The discounted rate is a discount on the standard personal loan rate which equates to a 1% discount on the Annual Percentage Rate (“APR”), which may vary. If you cease paying your KBC Personal Loan by direct debit from your KBC current account, you will lose the discount. To avail of the optional discounted rate, you must repay the loan from your KBC current account by direct debit. Loan Discount offer is available with respect to new Personal Loan applications only and is subject to availability. The SECCI contains important details such as: the type of credit, amount and costs of credit, the Annual Percentage Rate (APR), the number and frequency of payments, as well as a note on important legal aspects. It is designed to give you the best overview of the key information and terms and conditions of any credit agreement you consider, allowing you to compare the offers of different credit providers and select the credit offer that works best for you. The discounted rate is a discount on the standard personal loan rate which equates to a 1% discount on the Annual Percentage Rate (“APR”), which may vary.īefore being bound by a credit agreement, we are obliged to provide you with a standardised information document called the Standard European Consumer Credit Information (‘SECCI’) form. Discount offer is available with respect to new Personal Loan applications only and is subject to availability. ![]() Market refers to the banking market only. ![]()
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